VA Home Loan

Are you are a veteran, member of the military or military spouse? You may qualify for a VA loan.

How VA Home Loans Work?

No Payment Changes

Fixed rate monthly payments are based on interest rate, principal loan amount and amortized interest over 15, 20 or 30 years. Your payment will not change throughout the loan.

Adjustable Rate Mortgage

ARM interest rates are fixed for a period of 5 years. After the fixed rate period, your interest rate can adjust up or down depending on the market

No Penalties

With a VA loan, you have the freedom to make mortgage payments at any time without incurring pre-payment penalties. This allows you to pay off your loan faster if you wish to do so or make additional payments towards the principal amount.

VA Loan Highlights

  • 30-, 20- & 15-year fixed-rate and 5-year ARM loans available

  • Jumbo VA loans available

  • Refinance up to 100% of your primary home’s value

  • VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans

  • Buy a home with no money down (primary home)

  • No monthly PMI (Private Mortgage Insurance)

  • VA loans are governed by the U.S. Department of Veterans Affairs

Get preapproved now.

A VA loan from SouthFork Funding can get you the financing you need - for the house you love.