Speak with a Loan Officer (631) 389-2250
  • No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Home Loans in New York

South Fork Funding is local to Bohemia, but serve all of New York. We offer a variety of amenities including free consultations, a free copy of your credit report, and a free preapproval. Whether you are buying or refinancing, we will meet your specific needs with a wide array of mortgage programs and services.

Purchase Programs

We are first-time homebuyer specialists and work with less than perfect credit. We accept 550+ credit scores and gift funds. Ask about our no fee mortgage options.

FHA | Jumbo | Conventional | 203K | No PMI Loans | Super Jumbo (up to $5 million) | Stated Income Loans | Commercial

Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their mortgage interest rates:

FHA Streamline | Conventional | Jumbo

Inquire Online

Choose Your Loan - You can see for yourself, the best available products with the best rates, lowest fees and you can select your own loan.

Save Big - Best mortgage rates around means biggest savings on your monthly payments, many times hundreds of thousands over the life of the loan.

Simple. Easy. Rewarding. - Best availabe loan in the shortest amount of time.

To get started, fill out our secure, online application by clicking Apply Now.

           

Recent Articles

May
25
2016
All About USDA Mortgage Loans - A Great Option For Those Looking For The Rural Lifestyle!
Are you more comfortable out in the country, listening to the birds chirp and sing, with plenty of space to call your own? If so, than a USDA mortgage loan may be the perfect option to get you and your family into your own home today!  What is a USDA mortgage loan? A USDA home loan is...
May
18
2016
Buying a Home with Less Than 20% Down
We are often asked by prospective clients if they will be able to purchase a home with less than a 20% down payment. The answer is a resounding YES! If the only thing keeping you renting is the fact that you don’t have 20% or more of the anticipated purchase price of your home saved yet,...
May
12
2016
Top 3 Reasons Why Now is a Great Time to Invest in Real Estate
If you are thinking about getting into the real estate investment market, now is a great time to do so! With interest rates at historic lows and property prices still recovering in many areas of the country, 2016 may be the perfect time to get started in real estate investing. We’ve...
May
04
2016
Pros and Cons of Buying a Foreclosure
Many homes and homeowners have been foreclosed on in recent years, offering those looking to buy the opportunity to buy home at below market values. Is that cheaper price a better value though? Is it a good deal? There are pros and cons to buying a foreclosed property, and you’ll...