Speak with a Loan Officer (631) 389-2250
  • No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Home Loans in New York

South Fork Funding is local to Bohemia, but serve all of New York. We offer a variety of amenities including free consultations, a free copy of your credit report, and a free preapproval. Whether you are buying or refinancing, we will meet your specific needs with a wide array of mortgage programs and services.

Purchase Programs

We are first-time homebuyer specialists and work with less than perfect credit. We accept 550+ credit scores and gift funds. Ask about our no fee mortgage options.

FHA | Jumbo | Conventional | 203K | No PMI Loans | Super Jumbo (up to $5 million) | Stated Income Loans | Commercial

Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their mortgage interest rates:

FHA Streamline | Conventional | Jumbo

Inquire Online

Choose Your Loan - You can see for yourself, the best available products with the best rates, lowest fees and you can select your own loan.

Save Big - Best mortgage rates around means biggest savings on your monthly payments, many times hundreds of thousands over the life of the loan.

Simple. Easy. Rewarding. - Best availabe loan in the shortest amount of time.

To get started, fill out our secure, online application by clicking Apply Now.

           

Recent Articles

Apr
15
2015
Deed in Lieu of Foreclosure Explained
You may have heard the term, "Deed in Lieu of Foreclosure."  Essentially, a "deed in lieu of foreclosure" is when a borrower gives all of the property to a lender in an effort to avoid a foreclosure on a defaulted loan.  While this seems fairly drastic, this can help the borrowers...
Apr
02
2015
How to Reduce Your Monthly Mortgage Payments
If you have a mortgage, you've probably wished you were paying less at some point or another.  Though this isn't always possible depending on your circumstances, there are usually some steps you can take to reduce your mortgage payment.  Here are our top 3 favorite ways of...
Mar
24
2015
What You Need To Know About Escrow
When you purchase or refinance your home, you will receive a GFE (good faith estimate) from your lawyer approximately when you will go into escrow.  This GFE will describe in detail the information for your escrow account; this is commonly referred to as insurance impounds and...
Mar
16
2015
Homeownership Tax Benefits
One of the biggest benefits of homeownership is that you get tax benefits.  Here are the three most significant tax benefits associated with homeownership: Mortgage Interest When you purchase a home and take out a mortgage, you will get a tax break on the interest of that...