Speak with a Loan Officer (631) 389-2250
  • No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Home Loans in New York

South Fork Funding is local to Bohemia, but serve all of New York. We offer a variety of amenities including free consultations, a free copy of your credit report, and a free preapproval. Whether you are buying or refinancing, we will meet your specific needs with a wide array of mortgage programs and services.

Purchase Programs

We are first-time homebuyer specialists and work with less than perfect credit. We accept 550+ credit scores and gift funds. Ask about our no fee mortgage options.

FHA | Jumbo | Conventional | 203K | No PMI Loans | Super Jumbo (up to $5 million) | Stated Income Loans | Commercial

Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their mortgage interest rates:

FHA Streamline | Conventional | Jumbo

Inquire Online

Choose Your Loan - You can see for yourself, the best available products with the best rates, lowest fees and you can select your own loan.

Save Big - Best mortgage rates around means biggest savings on your monthly payments, many times hundreds of thousands over the life of the loan.

Simple. Easy. Rewarding. - Best availabe loan in the shortest amount of time.

To get started, fill out our secure, online application by clicking Apply Now.

           

Recent Articles

Mar
22
2017
Under Water on Your Loan? How HARP May Be Able to Help You!
The housing market is red hot again in many areas of the county but there are still millions of homeowners who are underwater or just treading water on their mortgage, meaning that they either currently owe more on their mortgage that what the home is worth or they are close to a break-even...
Mar
08
2017
Buying a Home With No Credit
Are you a first time homebuyer with NO credit history? If you’ve strived to live debt-free until now, you may be faced with an unintended consequence of having taken out no loans – you don’t have any established credit history. Your credit score and credit history...
Mar
01
2017
All About Jumbo Mortgage Loans
In many areas of the country, you can buy a nice single-family home for well under $400,000. In other areas, particularly those with high costs of living, single-family homes begin at a half million dollars or more (sometimes much, much more!), especially if you want to...
Feb
23
2017
3 Quick Ways to Boost Credit Score & Be Ready to Buy in 2017
When you meet with a mortgage lender, one of the pieces of information that they will rely heavily on in determining whether or not to lend you money at all, and if so, how much to lend you, is your credit score. If you’re hoping to buy a home in 2017 but your credit score isn’t...