Speak with a Loan Officer (631) 389-2250
  • 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 			    REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • 			    We make Refinancing a breeze!
    We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Home Loans in New York

South Fork Funding is local to Bohemia, but serve all of New York. We offer a variety of amenities including free consultations, a free copy of your credit report, and a free preapproval. Whether you are buying or refinancing, we will meet your specific needs with a wide array of mortgage programs and services.

Purchase Programs

We are first-time homebuyer specialists and work with less than perfect credit. We accept 550+ credit scores and gift funds. Ask about our no fee mortgage options.

FHA | Jumbo | Conventional | 203K | No PMI Loans | Super Jumbo (up to $5 million) | Stated Income Loans | Commercial

Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their mortgage interest rates:

FHA Streamline | Conventional | Jumbo

Inquire Online

Choose Your Loan - You can see for yourself, the best available products with the best rates, lowest fees and you can select your own loan.

Save Big - Best mortgage rates around means biggest savings on your monthly payments, many times hundreds of thousands over the life of the loan.

Simple. Easy. Rewarding. - Best availabe loan in the shortest amount of time.

To get started, fill out our secure, online application by clicking Apply Now.

           

Quickly Receive a quote Or call (631) 389-2250 to speak with a mortgage professional

Recent Articles

Feb
21
2018
The Facts About Refinancing Into A New 30-Year Loan Term
Is refinancing your 30-year mortgage a good idea?  That's the question we've been getting lately. It's no wonder! Current mortgage rates are excellent, making homeowners take a second look at their existing home loans.  If refinancing your 30-year mortgage to lower your...
Feb
14
2018
What's the Difference Between Hazard Insurance and Homeowner's Insurance?
You'll likely hear the term ‘hazard insurance’ when you're applying for a home loan. Hazard insurance is not a separate insurance policy but rather part of your homeowner's insurance policy. How much coverage and the cost of coverage varies, but every mortgage will...
Feb
07
2018
Getting Ready to Buy Your First Home
Congratulations! Making the decision to buy your first home is exciting --although, we understand that sometimes it be confusing.  That’s why we make applying for a home loan fast and stress-free. And with some preparation, it can be even faster!  Look over the...
Jan
31
2018
How To Qualify for a Fannie Mae Loan To Buy An Apartment Building
You have several options for commercial loans, however, we're going to focus on buying an apartment complex with a Fannie Mae loan.  Fannie Mae is a popular government-backed loan with rates that are typically lower than other property loans. This mortgage program can be used for...