Speak with a Loan Officer (631) 389-2250
  • No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Home Loans in New York

South Fork Funding is local to Bohemia, but serve all of New York. We offer a variety of amenities including free consultations, a free copy of your credit report, and a free preapproval. Whether you are buying or refinancing, we will meet your specific needs with a wide array of mortgage programs and services.

Purchase Programs

We are first-time homebuyer specialists and work with less than perfect credit. We accept 550+ credit scores and gift funds. Ask about our no fee mortgage options.

FHA | Jumbo | Conventional | 203K | No PMI Loans | Super Jumbo (up to $5 million) | Stated Income Loans | Commercial

Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their mortgage interest rates:

FHA Streamline | Conventional | Jumbo

Inquire Online

Choose Your Loan - You can see for yourself, the best available products with the best rates, lowest fees and you can select your own loan.

Save Big - Best mortgage rates around means biggest savings on your monthly payments, many times hundreds of thousands over the life of the loan.

Simple. Easy. Rewarding. - Best availabe loan in the shortest amount of time.

To get started, fill out our secure, online application by clicking Apply Now.

           

Recent Articles

Jun
29
2016
What is a Balloon Mortgage and How Does it Work?
A balloon mortgage is one type of mortgage loan option which is different from the many loan products available on the market. It is a mortgage product that generally has a shorter repayment term, for example, a term of just 5 years as opposed to a conventional mortgage loan with a...
Jun
22
2016
Buying a Home After Bankruptcy
If you’ve ever declared bankruptcy, you might have assumed that your bankruptcy would disqualify you from home ownership; but the good news is that you will likely still be able to buy a home after declaring bankruptcy! Filing for bankruptcy does not in and of itself create a...
Jun
15
2016
Getting a Home Loan with "Bad" Credit
There are many reasons why someone may have damaged, low or bad credit. Divorces, bankruptcies, medical bills and even credit report errors can all cause you to have a credit score that’s less than perfect. The good news is though that there are many different programs available to...
Jun
08
2016
What Credit Score is Needed to Buy a Home?
If you are in the market to buy a home this year, you probably already know that one of the most important factors affecting whether or not you’ll qualify for a mortgage (and secondarily what sort of interest rate and loan terms you’ll qualify for) is your credit score. So,...