Speak with a Loan Officer (631) 389-2250
  • 						No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 						The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 						Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 						REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • 						We make Refinancing a breeze!
    We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Home Loans in New York

South Fork Funding is local to Bohemia, but serve all of New York. We offer a variety of amenities including free consultations, a free copy of your credit report, and a free preapproval. Whether you are buying or refinancing, we will meet your specific needs with a wide array of mortgage programs and services.

Purchase Programs

We are first-time homebuyer specialists and work with less than perfect credit. We accept 550+ credit scores and gift funds. Ask about our no fee mortgage options.

FHA | Jumbo | Conventional | 203K | No PMI Loans | Super Jumbo (up to $5 million) | Stated Income Loans | Commercial

Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their mortgage interest rates:

FHA Streamline | Conventional | Jumbo

Inquire Online

Choose Your Loan - You can see for yourself, the best available products with the best rates, lowest fees and you can select your own loan.

Save Big - Best mortgage rates around means biggest savings on your monthly payments, many times hundreds of thousands over the life of the loan.

Simple. Easy. Rewarding. - Best availabe loan in the shortest amount of time.

To get started, fill out our secure, online application by clicking Apply Now.

           

Recent Articles

Apr
19
2017
All about the “closing” – what should you expect at your closing?
Once you’ve gotten through arguably the hardest parts of the home buying process (finding a home, getting pre and final mortgage approval from a lender, negotiating the sale of the home including final price and any conditions associated with your purchase) you are finally...
Apr
12
2017
Can a VA loan be co-signed with someone who is not a veteran or VA-loan eligible?
Mortgage loans available through the Department of Veterans Affairs are an excellent mortgage option for current active-duty and veteran service members, National Guard troops and the surviving spouses of service members. VA mortgage loans are backed by the United States federal...
Apr
05
2017
Top 3 Tax Tips and Tricks for First Time Home Buyers in 2016 or 2017
Owning your own home comes with many advantages, including tax advantages! Home ownership generally brings with it multiple ways to lower your tax bill via deductions home owners are able to take which renters are not eligible for. If you were a first time homebuyer in 2016 and...
Mar
29
2017
All About Buying a Short Sale Property
Whether you are a first-time homebuyer or a seasoned real estate professional looking to add to your portfolio, buying short-sale homes can be a lucrative way to move into home ownership. Short sales, often also known as “distress sales”can be a way to build instant...