Speak with a Loan Officer (631) 389-2250
  • 						No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 						The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 						Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 						REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • 						We make Refinancing a breeze!
    We make Refinancing a breeze!
Become a HomeownerGet pre-qualified for your new home.

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Refinance your Mortgagesave hundreds on your monthly payments

Find out what type of home loan you qualify to receive within minutes. this way you know how much purchasing power you have available

Home Loans in New York

South Fork Funding is local to Bohemia, but serve all of New York. We offer a variety of amenities including free consultations, a free copy of your credit report, and a free preapproval. Whether you are buying or refinancing, we will meet your specific needs with a wide array of mortgage programs and services.

Purchase Programs

We are first-time homebuyer specialists and work with less than perfect credit. We accept 550+ credit scores and gift funds. Ask about our no fee mortgage options.

FHA | Jumbo | Conventional | 203K | No PMI Loans | Super Jumbo (up to $5 million) | Stated Income Loans | Commercial

Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their mortgage interest rates:

FHA Streamline | Conventional | Jumbo

Inquire Online

Choose Your Loan - You can see for yourself, the best available products with the best rates, lowest fees and you can select your own loan.

Save Big - Best mortgage rates around means biggest savings on your monthly payments, many times hundreds of thousands over the life of the loan.

Simple. Easy. Rewarding. - Best availabe loan in the shortest amount of time.

To get started, fill out our secure, online application by clicking Apply Now.

           

Recent Articles

Jun
21
2017
Understanding Your Home Appraisal
Home appraisals can be confusing. The homeowner may feel that their home is worth a certain dollar amount, only to be disappointed that it appraises at another value. Although the disappointment is understandable, know that appraisals are not a just "opinion," but rather based on...
Jun
14
2017
The Art of Negotiation for Homebuyers
Negotiating the purchase of your new property requires skill and a lot of patience. By considering what you want out of the deal, items that you are are firm on and items that you are flexible on, as well as points that you can use as leverage, will offer you the best chance of getting...
Jun
07
2017
Tips To Score A Lower Mortgage Interest Rate
A favorable credit score can mean a lower mortgage interest rate when you’re looking to borrow for a home. This is because your credit score is used to determine how risky it is to fund your loan. In short -the higher your credit score is, the lower the risk of you...
May
31
2017
The Right Mortgage Begins With Choosing The Right Lender
Successfully managing your mortgage begins with choosing the right lender. Finding the right loan that fits your needs and your long-term goals of debt management requires a personalized service that many other lenders are not willing to provide. Rest assured, however, that...