Mortgage Solutions
that takes you
home.

At Southfork Funding, we believe that owning a home is a key part of the American Dream. We know that what we do is important and that our goal is to help as many people as possible become homeowners. It is an honor to be a part of such milestone in the lives of our customers.

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You are in charge with our process.

Southfork Funding can close loans in 30 days or less and offers a variety of solutions to homebuyers with less-than-perfect credit score.

1. Apply Online

Our streamlined application process gives you the convenience from start to finish.

2. Get Approved

Check your approval numbers, then look for a property or begin with your refinance.

3. Close

Get all process done with us and close your loan. Our process is simple, fast, and convenient.

Giving you the best loan option on every situation

SouthFork Funding offers a range of home loans options to best suit your needs when buying or refinancing your home.

Not Qualified? We Offer Non-QM Programs

With the wide selection of Non-QM mortgage solutions that SouthFork Funding provides, you can be approved using stronger evidence of your dependability as a borrower. Bank statements, rental income, your liquid assets, and your credit history can be used for these programs.

Use Your Home Equity with SouthFork Reverse Mortgages

Eliminate your monthly mortgage payments during these unsettled times and give yourself greater peace of mind with SouthFork Reverse Mortgages.

Get Your Homebuying Guide with SouthFork Funding Today.

Use this information, as well as the rest of the material in our Complete Homebuying Guide, to help you navigate the complicated process of getting started, budgeting for a home, finding one, inspecting it, learning the key concepts of buying, and obtaining a mortgage.

Invest in yourself and your future by making the transition from renter to homeowner.

SouthFork Funding gives you the freedom to have flexibility on your home loan options. Learn more about why we offer the lowest industry rates.

Ready to Apply?

Your mortgage approval begins here.

Southfork Funding's goal is to help people change their lives through our wide loan options.

South Fork Funding Inc. BBB Business Review

Together, we strive to be industry leaders, to stand out from the competition, and to obtain loans when others cannot.

  • $4 Billion loans closed to date

  • 25 Plus Years of experience

  • 5 Star Rating on Google Business reviews

What Our Clients Say

Guy L.

Lawrence McDonnell made our application painless and smooth from start to finish. Over the years Lawrence McDonnell has helped us obtain a few mortgages and refinance our current home at a reduced rate.

Jim B.

Excellent! Larry helped my wife and I purchase our first home. He made the process simple and enjoyable. The entire process went exactly as he described and went much faster than stories we had heard about other lenders. Since our purchase Larry has also provided us with a wealth of information regarding refinancing and potential future purchases.

Elaine A.

Larry Rocks! Larry and his staff, Laura and Danielle were fantastic to work with. I am a first time homeowner (with their help of course) and I couldn’t be happier I worked with them for my home loan needs. They were all very knowledgeable and organized. I have to say they were all very responsive with my inquiries and were very patient answering my questions. Everything went so smoothly with my mortgage process and closing, I am so appreciative I worked with Southfork Funding. I highly recommend them for your mortgage needs.

Establish your financial goals TODAY.

Let’s get that perfect home with a perfect loan! Provide us some details and we’ll match it, tailored for your needs.