Today's Mortgage Rates

Your rate will be different depending on your credit score and other information. Get personalized rates and a mortgage recommendation designed for you. Here at SouthFork, we provide the lowest guaranteed mortgage rate.

CURRENT NEW YORK

MORTGAGE RATES

FHA Loan

30 YEAR FIXED

RATE

5.25%

APR

6.125%

Conventional Loan

30 YEAR FIXED

RATE

6.25%

APR

6.45%

These are our current mortgage interest rates for popular loans offered through SouthFork Funding. Please consult with SouthFork Funding to receive a personalized rate for your specific situation.

Interest rates and annual percentage rates (APRs) are based on our current pricing, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, occupancy type, loan amount, loan-to-value ratio, credit score, refinance with cash out and other variables—call for details. Advertised loans assume escrow accounts (monthly collection of subject property taxes and any applicable homeowners insurance with your monthly principal and interest payment) unless you request otherwise and the loan program and applicable law allows. Should you choose to waive escrows, your rate, costs and/or APR may increase. This is not a credit decision or a commitment to lend. Mortgage insurance may be required depending on loan guidelines. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.

Want to get your personalized rate?

Click here to get started. Take out a simple quiz.