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Bank Statement Loan

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What is a Bank Statement Loan?

A Bank Statement Loan, also known as a Bank Statement Mortgage, is tailored for self-employed individuals or those with unconventional income sources who may struggle to qualify for traditional mortgages. Instead of traditional income documentation, We assess applicants' financial stability by reviewing several months of bank statements. This type of loan is especially popular among freelancers, business owners, and gig economy workers.

Bank Statement Loan Benefits

Accessible Financing for the Self-Employed

Bank Statement Loans, also known as Bank Statement Mortgages, cater to self-employed individuals and those with non-traditional income sources. These loans allow them to access mortgage financing without the need for traditional income documentation, such as tax returns or pay stubs, making homeownership attainable for a wider range of individuals.

Flexible Qualification Criteria

Bank Statement Loans offer flexible qualification criteria, making it easier for self-employed borrowers to secure mortgage approval. We assess applicants' income and creditworthiness based on their bank statements over a specified period, typically 12 to 24 months. This flexibility helps self-employed individuals who may have irregular income or multiple income streams qualify for a mortgage.

Diverse Lender Options

Borrowers have a range of options to choose from. SouthFork Funding understand the unique financial circumstances of self-employed borrowers and offer competitive terms and rates tailored to their needs. This diversity ensures that borrowers can find the right fit for their specific financial situation when seeking a Bank Statement Loan.

“Taking You Home”

At South Fork Funding, we empower your financial aspirations with personalized solutions and a commitment to your success in home ownership

The Best of The Best

Expert Guidance from Industry Professionals:

Our team consists of experienced financial experts who bring a wealth of knowledge and industry insights to the table. We guide you through the complexities of financial decision-making, providing expert advice and recommendations that are tailored to your circumstances.

Larry McDonnell

CEO
NMLS # 17175


What Our Clients Say

  • Elaine A.

    Larry Rocks! Larry and his staff, Laura and Danielle were fantastic to work with. I am a first time homeowner (with their help of course) and I couldn’t be happier I worked with them for my home loan needs. They were all very knowledgeable and organized. I have to say they were all very responsive with my inquiries and were very patient answering my questions. Everything went so smoothly with my mortgage process and closing, I am so appreciative I worked with Southfork Funding. I highly recommend them for your mortgage needs.

  • Guy L.

    Lawrence McDonnell made our application painless and smooth from start to finish. Over the years Lawrence McDonnell has helped us obtain a few mortgages and refinance our current home at a reduced rate.

  • Jim B.

    Excellent! Larry helped my wife and I purchase our first home. He made the process simple and enjoyable. The entire process went exactly as he described and went much faster than stories we had heard about other lenders. Since our purchase Larry has also provided us with a wealth of information regarding refinancing and potential future purchases.

Apply Now for a
Bank Statement Loan

!Unlock your path to homeownership today with SouthFork Funding's Bank Statement Loans. Our tailored solutions for self-employed individuals offer flexible qualifications, competitive rates, and personalized service. Apply for a Bank Statement Mortgage and discover why we're one of the Best!