Top 3 Reasons You Should Get Pre-Approved!
Buying a home is one of the biggest, if not the biggest, financial commitment you’ll make in a lifetime. In addition to the financial impact of buying a home, your home is likely to shape a good part of your life – it will generally help determine what schools and school...
Buying a Home with Less Than 20% Down
We are often asked by prospective clients if they will be able to purchase a home with less than a 20% down payment. The answer is a resounding YES! If the only thing keeping you renting is the fact that you don’t have 20% or more of the anticipated purchase price of your home saved yet,...
Top 3 Reasons Why Now is a Great Time to Invest in Real Estate
If you are thinking about getting into the real estate investment market, now is a great time to do so! With interest rates at historic lows and property prices still recovering in many areas of the country, 2016 may be the perfect time to get started in real estate investing. We’ve...
Pros and Cons of Buying a Foreclosure
Many homes and homeowners have been foreclosed on in recent years, offering those looking to buy the opportunity to buy home at below market values. Is that cheaper price a better value though? Is it a good deal? There are pros and cons to buying a foreclosed property, and you’ll...
Can You Refinance a Manufactured or Mobile Home Loan?
If you own a mobile home (also called a manufactured home), or are in the market to buy one, you might already have found that it can be difficult to find lenders who will extend mortgage loans on mobile homes, which is unfortunate as buying a mobile home can be one of the most affordable ways...
When Should I List my Home for Sale?
If you are thinking about selling your home this year, you might be wondering whether it makes any difference when you list your home for sale, or you might have assumed that it doesn’t make much difference what time of the year you put your home up for sale.
The truth is that multiple...
Are you an "Underwater" Homeowner? What to Do if You Are
Although the housing market is heating up in many areas of the county, there are millions of homeowners who are still underwater on their home, meaning that they owe more on their mortgage that what the home is worth. According to some studies, as many as 13% of all residential properties...
All About Closings
There’s a lot of information available about how to check your credit score and how to improve your credit score in advance of applying for a mortgage, how to apply for a mortgage, what to expect during the home buying process and more; but there isn’t always a lot of...
Who Are the Key Players in the Mortgage Process?
When you buy a home there will be a lot of people involved in your transaction. Real estate agents, mortgage lenders/brokers, the federal government, appraisers, insurance companies, title attorney / closing attorney and more. Don’t forget that through the entire process, the...