All About Jumbo Mortgage Loans
In many areas of the country, you can buy a nice single-family home for well under $400,000. In other areas, particularly those with high costs of living, single-family homes begin at a half million dollars or more (sometimes much, much more!), especially if you want to...
3 Quick Ways to Boost Credit Score & Be Ready to Buy in 2017
When you meet with a mortgage lender, one of the pieces of information that they will rely heavily on in determining whether or not to lend you money at all, and if so, how much to lend you, is your credit score. If you’re hoping to buy a home in 2017 but your credit score isn’t...
How to Calculate Your Debt-to-Income Ratio
How Much Home Can You Afford?
When you apply for a mortgage, your prospective lender will check several factors, including calculating your debt-to-income ratio in order to determine the amount of mortgage to extend to you. You can get a jump start on the home buying process by...
USDA Loans: The No Down Payment Loan Program That May Work for You!
Are you hoping to buy a home in 2017 but worried about the down payment? Looking to live outside of a big city – whether that be in a small city, town or out in the country with plenty of space? Many Americans can afford the monthly mortgage payment on a home for their family, but have...