A Quick Reference to Buying a “For Sale by Owner” Property
One of the advantages to buying property that’s for sale by owner, aka FSBO, is that you won't pay realtor commissions or fees. However, there are a few things to consider when purchasing an FSBO property.
Use this article as a quick reference if you're in the market to buy a...
Proven Ways to Raise Your FICO to Get a Better Mortgage Rate
Your FICO score is a critical, influencing factor to getting approved for a home mortgage loan.
The FICO score, meaning the standard U.S credit rating, is largely responsible for the terms and conditions (including the interest rate) that you qualify for when you apply for a mortgage...
What You Need to Know About Getting a New Home Loan After Divorce
Getting approval for a new home loan after a divorce can be challenging, but far from impossible. Obtaining a new mortgage after divorce is tricky mostly because of the joint financial history, this includes past mortgages, car loans, credit card debt, and maybe even student loans...
Is Refinancing Right for You?
Thinking about refinancing your mortgage? Learn the facts before you decide if that's the right choice for you! Although refinancing offers the financial relief, rate stability, and access to money that you may not be able to get by other means, there are occasions that we caution our...
All About Assumable Mortgages
An assumable mortgage is a home loan that allows you to take over a seller’s home loan instead of applying for your own mortgage. However, not all mortgages are assumable — typically only some FHA and VA loans are assumable.
An assumable mortgage is best done with lender...