Getting a Home Loan with "Bad" Credit
There are many reasons why someone may have damaged, low or bad credit. Divorces, bankruptcies, medical bills and even credit report errors can all cause you to have a credit score that’s less than perfect. The good news is though that there are many different programs available to...
What Credit Score is Needed to Buy a Home?
If you are in the market to buy a home this year, you probably already know that one of the most important factors affecting whether or not you’ll qualify for a mortgage (and secondarily what sort of interest rate and loan terms you’ll qualify for) is your credit score. So,...
Top 3 Reasons You Should Get Pre-Approved!
Buying a home is one of the biggest, if not the biggest, financial commitment you’ll make in a lifetime. In addition to the financial impact of buying a home, your home is likely to shape a good part of your life – it will generally help determine what schools and school...
Buying a Home with Less Than 20% Down
We are often asked by prospective clients if they will be able to purchase a home with less than a 20% down payment. The answer is a resounding YES! If the only thing keeping you renting is the fact that you don’t have 20% or more of the anticipated purchase price of your home saved yet,...
Top 3 Reasons Why Now is a Great Time to Invest in Real Estate
If you are thinking about getting into the real estate investment market, now is a great time to do so! With interest rates at historic lows and property prices still recovering in many areas of the country, 2016 may be the perfect time to get started in real estate investing. We’ve...
Pros and Cons of Buying a Foreclosure
Many homes and homeowners have been foreclosed on in recent years, offering those looking to buy the opportunity to buy home at below market values. Is that cheaper price a better value though? Is it a good deal? There are pros and cons to buying a foreclosed property, and you’ll...
Can You Refinance a Manufactured or Mobile Home Loan?
If you own a mobile home (also called a manufactured home), or are in the market to buy one, you might already have found that it can be difficult to find lenders who will extend mortgage loans on mobile homes, which is unfortunate as buying a mobile home can be one of the most affordable ways...
When Should I List my Home for Sale?
If you are thinking about selling your home this year, you might be wondering whether it makes any difference when you list your home for sale, or you might have assumed that it doesn’t make much difference what time of the year you put your home up for sale.
The truth is that multiple...
Are you an "Underwater" Homeowner? What to Do if You Are
Although the housing market is heating up in many areas of the county, there are millions of homeowners who are still underwater on their home, meaning that they owe more on their mortgage that what the home is worth. According to some studies, as many as 13% of all residential properties...