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Recent Articles

Mar
21
2014
What is an Assumable Mortgage?
Assumption of a mortgage loan is the transfer from the seller of a property to a buyer, who then takes over the mortgage payments on the seller’s pre-existing loan. When interest rates are high, loan assumption can provide homebuyers with access to lower interest rates...
Mar
20
2014
Buying a Home After Bankruptcy
After you experience bankruptcy, it might seem like you will never be able to qualify for a home purchase again.  You have low credit scores, a drained bank account and a low self-esteem.  However, even though you will have challenges, buying a home after bankruptcy is still...
Mar
20
2014
Buying an Investment Property
If you are looking for a great way to make a second source of income, you might want to look into buying an investment property.  If you do this, you will be able to increase your equity in two places of residence as opposed to just your primary place of residence. There are two...
Mar
14
2014
Homeowner Tax Breaks
Tax season is here. What can homeowners deduct from their filings? While it’s always best to consult with a tax professional, we have a list of the benefits some reap just for owning a home. Note that these are for a primary residence, as the IRS only allows you to declare one main...
Mar
12
2014
Is Now the Right Time to Buy a Home?
If you’re looking for a home right now, chances are that you’ve had doubts regarding whether or not this is the right time to buy.  Well, here are some factors that should convince you that it certainly is the time to buy a home right now: The job market is...
Mar
12
2014
Effect of Ukraine Crisis on U.S. Mortgage Rates
We all know what’s going on in Ukraine, but is it having an effect on our U.S. mortgages?  The answer is yes.  How, exactly?  Well, the truth is this: the Ukraine crisis has caused a panic, which has added support to the United States Treasuries and mortgage-backed...
Mar
06
2014
Predicting Mortgage Interest Rate Trends
There are no crystal balls where the mortgage market is concerned, but if you train your eye to follow the economy like an investor, you may find yourself becoming a bit of a rate wizard. What to Watch Mortgage rates are influenced by the buying and selling of mortgage-backed...
Mar
06
2014
Risky Business: What Makes a Borrower Unattractive?
These features represent difficulty and potential risk for the lenders.  If you’re mentioned below, you might want to take some steps back to determine whether or not you’re really ready for a loan before you find yourself putting out future...
Mar
06
2014
Buying a Home While Selling
If you’re buying a home while selling your home at the same time, you’re going to undergo a specific set of challenges.  Most people hope to sell their home first and then search for a new home.  However, this often doesn’t work out, leaving homeowners...
Feb
27
2014
Estimating Home Affordability
Don’t let a seemingly hefty mortgage pre-approval loan amount trick you into thinking you can afford more than reality dictates. These quick tips will help you evaluate your financial standing so you know exactly how much cash is backing your home...
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