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Recent Articles

Oct
14
2014
Home Renovation Loans: Fannie Mae HomeStyle and FHA 2013k
If you own a home or are planning on owning a home in the near future, there’s a chance that you might want to perform some home renovations. Or you could be planning on purchasing a "fixer-upper." Luckily, there are specific loans for these exact purposes called...
Oct
09
2014
Buying a Condominium and HOAs
If you’ve never before purchased a home, you may be thinking about buying a condo. Condos are great because they allow first time home buyers to enter the housing market with relative ease. However, there are some unique circumstances that come along with buying a condo:...
Oct
03
2014
Watch Out for Refinance Obstacles!
Refinancing your mortgage is usually easier than getting a new mortgage, assuming you're able to refi in the first place. However, refinancing can still be difficult if you don’t handle common problems in the correct way. Here are five refinance obstacles to watch out for...
Sep
25
2014
Calculating Debt to Income Ratio
Your debt-to-income ratio or  DTI is the resulting percentage of dividing your monthly liabilities by your monthly income. Lenders use this number to qualify you for a specific mortgage loan amount. Most mortgages now have a maximum back-end DTI ratio of 43% as a result of the new...
Sep
19
2014
Should I Lock My Mortgage Rate Now?
It’s no secret that mortgage rates are constantly fluctuating.  This can be tricky for home buyers who are waiting to buy until they can secure the lowest possible rates. You may be watching the numbers go up and down by a few hundredths of a percentage point here and...
Sep
09
2014
Home Selling Tips During Tough Times
Selling a home is always challenging, but the process becomes even more challenging when it’s a down housing market.  No matter what the state of the housing market is, you can always improve your home’s appeal in order to help it sell quicker.  Here are our top 7...
Sep
02
2014
Is Buying a Home a Smart Investment?
Americans have often used homeownership as a way to expand their wealth and increase their sense of financial security.  However, many homeowners are currently losing money on their homes due to the state of the economy.  So some experts think that owning a home could be a...
Aug
26
2014
Afford a Home with These Tips
Homes are not cheap.  To to be a homeowner, you usually have to start saving young and continue for several years.  However, there might be a few ways you can afford a home sooner rather than later.  Here are some of our tips about how to afford a house: Adjust Your...
Aug
21
2014
6 Easy Ways to Mess Up a Home Purchase
If you’ve never purchased a home before, you might not know how easy it is to mess up a home purchase.  There are many factors that first time home buyers especially fail to remember when looking for a home for various financial and emotional reasons.  Here are the seven...
Aug
15
2014
Fall Home Buying
It’s pretty common knowledge that real estate is influenced by the economy, job market, and mortgage interest rates.  However, you might not know that it’s also influenced by the seasons.  Fall is one of the busiest times in the year to buy a home; it’s...
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